Financing
Roof Financing Options
We work with multiple financing partners that offer 0% and low-APR options for qualified homeowners, typically 12 to 120 months. Most applications return a soft-pull decision in minutes.
How financing works here
How roof financing works at Skyline
A roof is one of the biggest purchases a homeowner makes, and a storm rarely waits for the savings account to catch up. Financing lets you fix the roof now and spread the cost over a term that fits your budget, without cutting corners on materials or workmanship.
Nothing about our process changes when you finance. You still get the free 60-second instant estimate, the in-person inspection within 48 hours if you want one, and CompanyCam photo documentation from tear-off to cleanup. Ask during your free estimate and we will send the options with your quote.
Why homeowners finance with Skyline
0% and low-APR financing for qualified homeowners
0% and low-APR options
We work with multiple financing partners, so qualified homeowners can choose between 0% promotional plans and low-APR loans instead of settling for one lender’s terms.
12 to 120 month terms
Pay a new roof off in a year, or spread it across ten. Shorter terms keep total cost down; longer terms keep the monthly payment small. You pick.
A decision in minutes
Most applications return a soft-pull decision in minutes. A soft pull does not affect your credit score, so checking your options costs you nothing.
Four steps
How to apply for financing
- 1.
Get your number
Start with the free 60-second instant estimate, or book an in-person inspection and get a firm quote. Financing only makes sense once you know the price.
- 2.
Ask about financing
Mention financing during your estimate and we send the available options along with your quote. No separate meeting, no pressure to pick one.
- 3.
Apply online
The application takes a few minutes and most homeowners get a soft-pull decision right away. Choose the term and payment that fit your budget.
- 4.
Schedule the work
Once you are approved and the quote is signed, we put you on the calendar. Most full roof replacements are done in 1 to 2 days.
Eligible Projects
What you can finance
Roofing, storm work, gutters, and siding all qualify, on their own or bundled into one plan.
Roof replacement
Full tear-off and a new GAF Timberline HDZ roof, the most common project homeowners finance.
Roof repair
Leaks, flashing, pipe boots, and storm patches. Smaller jobs qualify too.
Storm damage work
Repairs and replacements, including any portion your insurance does not cover.
Gutters and siding
Seamless gutters, gutter guards, and siding installation or repair, on their own or bundled with a roof.
Financing FAQ
Roof financing FAQ
We work with multiple financing partners that offer 0% and low-APR options for qualified homeowners, with terms that typically run from 12 to 120 months. The exact plans available to you depend on the lender and your application, and we send them with your quote so you can compare.
Ask about financing during your free estimate. We send the options with your quote, you apply online in a few minutes, and most applications return a soft-pull decision in minutes.
The initial decision uses a soft pull, which does not affect your credit score. Your lender explains any further steps before you sign anything.
Yes. Any Skyline project can be financed: roof replacement, roof repair, storm damage work, gutters, and siding, on their own or together.
No. Financing is one way to pay, not a requirement. Plenty of homeowners pay outright or through an approved insurance claim. Choose whatever works for you.
No. Same crew, same GAF materials, same photo documentation, and the same 50-year workmanship warranty, whether you finance or pay in full.
Financing is provided by third-party lenders and is subject to credit approval. Rates, terms, and availability vary by lender and applicant and are set by the lender, not by Skyline Exterior Group. "Qualified homeowners" means applicants who meet the lender's approval criteria. Ask during your free estimate for the options currently available.